Crypto: Polygon wants to become a regulated payment platform in the United States

Polygon is already well known for its scalability solutions on Ethereum. The crypto platform now aims to become a regulated payment platform in the United States. This strategic shift is confirmed by major acquisitions that allow it to offer services compliant with US financial regulations.

A strategic turning point for Polygon: acquisitions and regulation

Polygon no longer just wants to be a technical infrastructure for DeFi and NFT. It wants to become a legally recognized player for crypto payments in the United States. Its new strategy relies on two key moves. First, Polygon Labs acquired Coinme, an American company already regulated in the crypto payment domain. Then, the acquisition of Sequence, a specialist in blockchain payment infrastructures, completes this approach.

Thanks to these acquisitions, Polygon obtains money transfer licenses in 48 US states. This opens the door to financial services compliant with KYC (Know Your Customer) and AML (Anti-Money Laundering) standards, as well as large-scale fiat-crypto conversion features.

The CEO of Polygon Labs himself highlighted on X. For him, these acquisitions bring “the missing pieces” to enable the platform to offer complete and regulated crypto payments.

This turning point fits into a logic of proactive compliance rather than confrontation with authorities. In a market where regulatory pressure is strong, Polygon bets on integration rather than avoidance.

Stablecoins and payments: a new priority

Polygon’s evolution is not only legal but also functional. One of the major opportunities identified by the company concerns stablecoins. Polygon aims to exploit the growth of stablecoin transactions. It wants to do so notably in the context of cross-border payments and inter-business settlements.

Stablecoins help avoid the typical volatility of cryptos such as Bitcoin or Ethereum. They therefore constitute an ideal base for regular payments, whether between companies or between consumers. By integrating stablecoin payments into a regulated framework, Polygon seeks to attract traditional players of financial payments.

This strategy fits perfectly with Polygon’s overall objective. Indeed, the platform wants to create an “Open Money Stack” infrastructure capable of moving value as easily as data.

The choice of the United States as the main platform for this rollout is not accidental. The country represents the largest financial market worldwide but also one of the most demanding regarding crypto regulation. Having a strong regulatory presence on the territory strengthens Polygon’s legitimacy. The framework is also becoming clearer around stablecoins since the adoption of the GENIUS Act in 2025, which governs “payment stablecoins” and defines authorized issuers.