Bitcoin : The French company Capital B Accelerates its Digital Credit Project

The European digital asset market continues to evolve despite a regulatory framework deemed complex by some players. In this context, Capital B is working on a new credit instrument aimed at European investors. Presented at BTC Prague, this project relies on the Bitcoin reserves held by the French company, already recognized for its treasury strategy focused on digital assets.

Bitcoin at The Heart of A new European Credit Model

As financial players look for new applications for digital assets, the French Bitcoin treasury Capital B is moving forward on a project aimed at bringing Bitcoin closer to traditional credit markets. During an interview with Gareth Jenkinson of The Block at BTC Prague, Alexandre Laizet, a board member, explained that the company is developing a credit product inspired by STRC models from Strategy and SATA from Strive:

Our responsibility is to provide a solution to a Europe facing high taxation, major security issues, and regulation unsuited to the digital era by offering a digital credit instrument designed to meet the needs of the European market.

Alexandre Laizet, board member of Capital B. Source: The Block.

According to his statements, this future instrument aims to address the challenges of the European market, namely high taxation and regulation considered ill-suited to the digital economy. The stated goal is to offer a solution capable of transforming the functioning of financial markets.

The model is based on the Bitcoin reserves held by the company. These holdings serve as the underlying asset for the future financial product. To date, the company owns 3,139 BTC in its treasury, which forms the basis of this strategy.

According to Alexandre Laizet, companies specializing in Bitcoin reserves could generate double-digit returns while maintaining limited volatility. He believes that “the historical growth of this asset represents a central element of this economic model.” Furthermore, Capital B intends to adapt this mechanism to the European market.

Capital B Bets on The Growth of Digital Credit

For the company, digital credit instruments are gradually gaining interest among investors. Alexandre Laizet indicated that the company has observed a tenfold increase in the number of investors interested in this segment compared to the previous year.

According to him, treasury companies specialized in this area have a particular advantage thanks to the potential long-term valuation of Bitcoin. He notably cited the example of Strategy, which recently sold 32 BTC to pay dividends before acquiring 1,587 BTC again shortly after.

This dynamic strengthens Capital B’s ambitions, which presents itself as the first and largest European treasury company dedicated to digital assets. Listed on Euronext Growth Paris under the symbol ALCPB, the company also benefits from the support of specialized investors, including Adam Back and Fulgur Ventures.

Moreover, the company displays ambitious goals. Its website indicates that it aims to accumulate 1% of the total Bitcoin supply by 2033. It also plans to hold 15,000 BTC by the end of 2027.

Risks, Security, and Long-term Ambitions

Despite the prospects put forward by the company, its leaders acknowledge the existence of several risks. Among them are the potential devaluation of digital assets, counterparty risk, and issues related to fund custody.

Alexandre Laizet, nevertheless, stated that “the probability of a zero value for Bitcoin remains, in his view, extremely low.” He also specified that the company works exclusively with regulated banks and relies on experts in capital markets, technology, and corporate finance.

For now, no official timeline concerning the product launch has been communicated. Nevertheless, Capital B continues the development of this initiative in a context where digital credit attracts growing interest in Europe.

In the medium term, the evolution of the European regulatory framework and institutional adoption could influence the success of this type of initiative. The development of new financial instruments backed by Bitcoin could thus contribute to gradually transforming European digital markets, while Capital B pursues its growth objectives.