CZ Warns AI Will Disrupt Jobs, Sees Crypto as Financial Hedge

Binance founder Changpeng Zhao (CZ) has issued a stark warning about the future of work as artificial intelligence spreads across industries. He argues that rapid AI adoption will erase millions of jobs worldwide. Against that backdrop, Zhao believes cryptocurrencies can serve as financial protection for those who prepare early.

CZ Links AI Job Disruption to Crypto’s Next Growth Cycle

In a Thursday post, Zhao said growing AI use will reshape labor markets at a pace many workers are not ready for. According to him, traditional employment may no longer provide long-term security for a large segment of the global workforce. Crypto investments, he claimed, offer an alternative path to financial independence.

Zhao encouraged individuals to buy and hold digital assets at current price levels. He argued that future price growth could be strong enough to allow long-term holders to retire early. In a short but direct statement, he wrote: “AI will make you jobless. Crypto will make you not need a job.” CZ added that his comments should not be taken as financial advice.

His outlook is based on past trends within the crypto market. Early investors in assets such as Bitcoin have already seen life-changing returns, according to Zhao. He expects a similar pattern to repeat as adoption widens and regulatory pressure eases.

Several factors shape CZ’s bullish stance on the market’s next phase:

• Reduced regulatory pressure after U.S. regulators softened their crypto enforcement focus.
• Growing interest from banks, asset managers, and other large institutions.
• Increased clarity around crypto-related policies in major economies.
• Limited Bitcoin supply paired with rising long-term demand.
• Strong performance history following previous market downturns.

Binance Founder Sees Policy Shifts Fueling Next Crypto Bull Run

Looking ahead, Zhao expects a major crypto market expansion in 2026. He described the next cycle as highly predictable, driven by policy shifts and capital inflows. Bitcoin, in his view, could reach $200,000 in the coming years. Apart from Bitcoin, CZ holds a large share of his wealth in BNB, Binance’s native token.

Concerns about AI-driven job losses extend beyond the crypto sector. Research from the International Labour Organization shows that nearly one in four jobs could face disruption from generative AI. Entry-level positions appear most vulnerable, while advances in agent-based systems may also affect management roles.

Labor specialists continue to call for retraining and skill development to reduce long-term risks. Others, including CZ, see digital assets as a hedge against a future in which stable employment becomes harder to secure. Some market watchers even project that Bitcoin could reach $1 million before the decade ends, fueled by similar fears and shifting economic models.