How To Spend Your Ripples (XRP)?

Wed 24 Feb 2021 ▪ 9 min of reading ▪ by Nicolas

When you invest in the Ripple, you do so thinking that the XRP token will gain value in the future. Inevitably, the question of how to spend your ripple will arise once you have made a profit with your investment.

In this article, we will discover several different ways that you can spend your XRP. This should give you a bit of inspiration if you don’t yet know how to use your XRP tokens.

Sell them on an exchange or trade them for other crypto assets

We don’t always think about it, but the most logical way to spend your ripple is to sell them on an exchange site for money. With the money pocketed, you can then do whatever you want by spending your money as you would with any other source of income.

Also, even though XRP trading pairs are not the most popular, you also have the option to trade your ripples to obtain other digital assets. This allows you to use the gains made with XRP to try to make even more profits by investing in other cryptocurrencies.

However, be careful when selling your XRP for a fiat currency (pounds, dollars, etc.), because depending on the country you are in, you may have to pay taxes on capital gains (see our article on taxation applicable to cryptocurrencies (insert link)).

Bet them at a Ripple casino

Another way to spend your ripple is to use them to play at a crypto casino. To do this, you have to be careful that it is more specifically an XRP casino (insert link) in order to successfully deposit this digital asset.

Please note, however, that online gambling is risky. When you play at a casino, there is always a chance factor that is impossible to control. It is quite possible to earn money by playing at a Ripple casino, but you may also lose money.

So be careful and only deposit a Ripple amount that you are willing to lose if you choose the casino option to spend your XRP.

Exchange them at an ATM for real money

While it is possible to purchase digital assets from an ATM in many countries, it is also possible to use these machines to withdraw money in exchange for certain cryptocurrencies, including XRP.

However, it is generally not possible to withdraw a large amount of money and not all ATMs necessarily accept XRP. You may need to convert your XRP to another digital asset such as BTC or ETH in order to exchange them for cash.

Donate them

There are many crypto media outlets that offer free content to their readers. The same goes for some YouTubers. In most cases, this is quality information that can help you make better investments with greater profitability.

People who make this kind of content available to you do so on a voluntary basis, but often add a crypto wallet address so that readers can make a donation if they are feeling generous.

If you appreciate the person or media that offered you some quality information, you are free to give them a little something in return. If you have ripple and don’t know how to use them, this is a good opportunity to spend them while thanking the people who provide you with content.

It should be noted that other sites that operate outside the blockchain ecosystem may also accept crypto donations. You can of course also offer them a tip if you appreciate their work.

Shop with them in real life or online

There are more and more outlets where it is possible to pay with digital assets. Although this is still quite rare in physical businesses in a country like the UK, in other parts of the world, it is something that is starting to become quite normal.

Similarly, it is possible to pay for your online purchases with cryptocurrencies on more and more merchant sites. In the future, it is clear that payment with digital assets will continue to grow and that this will most certainly become the norm, at least online.

While Ripple may not be the most widely used cryptocurrency for this type of payment, many systems now allow you to pay for a purchase with the digital currency of your choice, while allowing the seller to receive their money in the currency of their choice. When this system is fully operational, it will be easy to spend your XRP this way, without having to go through another cryptocurrency.

Pay for things with a crypto bank card

As crypto payments are not yet widespread at all retailers, some companies have found a way to allow holders of digital assets to be able to spend their assets easily. To do this, they developed the crypto bank card.

Using this card is quite simple. It is linked to a crypto wallet and you can use these digital assets to pay directly for a purchase in a fiat currency.

Each time you pay, the card will draw the equivalent of the fiat amount from your XRP account and deduct the corresponding amount from your Ripple assets.

For now, only a few cards of this type are available and they still have some limitations. However, the method is already available and you can already use it to pay for your purchases at all stores that accept card payments. In the future, new services should be created and you will benefit from even more features.

HODL them!

We’ve seen several ways to spend them, but we haven’t talked about another alternative: HODL your XRP tokens! After all, if you’ve invested in the project, why not keep Ripple in your investment portfolio?

Of course, it’s perfectly normal to realise some of your profits to spend them or to partially secure them, but you should also consider the fact that your XRP may still continue to grow in value in the future.

If after doing your own research you feel that the Ripple can still see its capitalisation increase, then it makes perfect sense to continue HODLing your tokens, because you will make even more profits afterwards.

However, it is important to keep your feet on the ground in the world of cryptocurrencies. If you’ve already made a good return on your investment by investing in ripple, it’s important not to be too greedy. Knowing how to invest in a good project is paramount, but being able to take profits at the right time is just as important.


Our article on the spending XRP tokens is coming to an end and it is now time to conclude. We hope that you have discovered interesting ways to spend your ripple and that this will allow you to enjoy yourself in everyday life with this cryptocurrency.

While direct payment with XRP is not yet widespread, it is likely that this will be the case in the near future due to the ever-increasing popularity of digital assets. Of course, cryptocurrencies like Bitcoin or Ethereum will probably be accepted long before Ripple because of their greater popularity, but since XRP is also a highly capitalised digital currency, its time will come soon after.

In the methods above, some are usable at virtually no cost. On the other hand, if you decide to pay with a crypto card, you will have to pay a conversion fee that can sometimes be prohibitive. At present, for example, it is more cost-effective to first convert your XRP into fiat money to spend it than to spend it with a crypto card. However, due to the growing enthusiasm for these cards, many companies are coming into the sector and will drive down prices as a result of competition.

To learn more about the Ripple, please visit our dedicated section. Within it, you have the opportunity to learn everything there is to know about this promising project!

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Nicolas avatar

J'ai découvert le monde des cryptomonnaies en janvier 2018. Arrivé au pire moment pour investir, je n'ai depuis lors jamais cessé de me former et partage désormais mes connaissances afin de faciliter l'adoption des cryptos.


The views, thoughts, and opinions expressed in this article belong solely to the author, and should not be taken as investment advice. Do your own research before taking any investment decisions.