This Explosive Measure By Trump Could Propel Bitcoin To New Heights

The White House is about to open a new chapter in the integration of cryptocurrencies into American household savings. President Donald Trump plans to sign an executive order authorizing, for the first time, 401(k) retirement plans to include bitcoin, gold, and private equity among their investment options. A decision that could eventually create a massive influx of liquidity into the crypto market.

Trump Wants to Inject Bitcoin into American Retirement Savings

President Donald Trump is about to deeply disrupt the American retirement savings landscape — and potentially rewrite the future of bitcoin.

According to the Financial Times, an executive order is expected to be published this week to direct federal regulators to lift barriers currently preventing the inclusion of bitcoin, gold, and private equity in professionally managed 401(k) funds.

This initiative marks a major turning point for a market valued at over $9 trillion.

To recap, 401(k) plans are retirement savings schemes set up by employers, allowing employees to invest a portion of their gross salary in tax-advantaged investments for their retirement.

Until now, most 401(k) funds have been limited to traditional products such as stocks, bonds, or exchange-traded index funds. Investors had virtually no access to alternative options like cryptos or unlisted assets.

Trump’s order aims to establish a true “regulatory shield” for plan managers, enabling them to offer less liquid — but potentially more profitable — assets without fear of lawsuits related to their complexity or higher fees.

This new direction follows a previous regulatory reversal made last May. The Labor Department had then canceled a directive inherited from the Biden era that recommended extreme caution regarding cryptos in retirement plans. Now, no institutional barriers oppose their integration.

Financial Giants Are Already Positioning Themselves

Private equity giants did not wait for the official decree to position themselves. For several months, Blackstone, Apollo, and BlackRock have been actively preparing to capture a significant share of this potential windfall estimated at several hundred billion dollars.

Blackstone collaborates with Vanguard to distribute its products through retirement accounts, while Apollo and Partners Group partner with Empower, which manages one of the largest 401(k) plans in the country.

Meanwhile, BlackRock is already working with Great Gray Trust to integrate private funds into savers’ portfolios.

This opening comes at an opportune time for these financial giants. Traditional institutional investors such as pension funds are injecting less fresh capital than before. 401(k) savers therefore represent a new and particularly attractive source of funding.

A Bold Bet on the Financial Future

This initiative is part of Trump’s broader strategy in favor of cryptos. The president has publicly credited the crypto sector with part of his 2024 election victory, promising in return to radically change the regulation inherited from the Biden administration.

His administration has already eased several restrictive measures targeting crypto exchange platforms. The House of Representatives recently passed three bills focused on digital assets, all actively supported by Trump.

Among them, the GENIUS Act— the centerpiece of his legislative arsenal — plans to establish federal standards governing the issuance and regulation of stablecoins.

The opening of 401(k) plans to bitcoin is therefore part of a broader democratization logic. If successful, this reform will mark a historic turning point. For the first time, millions of Americans could access asset classes previously reserved for institutional or accredited investors.

In short, the success of this initiative could well seal the United States’ lead in the global race to mass adoption of bitcoin.