Visa Partners With Tangem On A Crypto Card Without Intermediaries

As trust in financial institutions wavers, a new generation of tools is emerging to make cryptocurrencies truly usable in everyday life. With Tangem Pay, Tangem does not offer yet another crypto card, but a reinvention of payment, rooted in the very philosophy of Web3: control, autonomy, sovereignty.

Tangem Pay: a crypto Visa with no compromises or intermediaries

Announced at Paris Blockchain Week 2025, this solution does not just connect a wallet to a payment network. It merges the cold wallet and the Visa card into a single chip. Every crypto transaction passes through a personal smart contract, triggered only by the user, without custodian, pre-funding, or intermediary.

Michael Batuev, VP of Product at Tangem, summarizes:

It is not regulation that guarantees security, but the technology itself. 

The innovation here lies not only in the object itself but in the break it creates with hybrid models. Tangem thus promises a crypto bank card without any bank or centralized exchange involved.

Crypto, payments, adoption: a concrete step towards daily use

What Tangem Pay makes possible is the normalization of crypto use in everyday life, without sacrificing the founding principles of decentralization. This promise is realized through:

• Worldwide compatibility: more than 130 million merchants accepting Visa;
• Mobile payments: direct integration with Apple Pay and Google Pay;
• A self-custodial architecture: the private key remains in the card until the moment of validation;
• No intermediary platform: no dependence on an exchange;
• Simplified registration: open waiting list, launch expected by the end of 2025.

The company therefore targets an audience demanding more than just technological promises: a concrete, secure, and truly operational tool.

Tangem is reclaiming financial sovereignty

The principle of Tangem Pay resonates directly with that of bitcoin: making everyone the master of their own value, without a trusted third party. At a time when BTC remains the absolute reference for monetary sovereignty, this principle is applied to the field of payment. Where centralized platforms have failed — sometimes tragically — Tangem offers a logical continuation of “not your keys, not your coins.”

With this card and the secure Tangem crypto wallet, each user literally holds a programmable bank in their pocket, aligned with the cold wallet security standards but without sacrificing ease of use. This convergence marks a strategic milestone in the real adoption of crypto.

Tangem Pay represents a major step forward toward concrete adoption of cryptocurrencies in daily life by combining security and autonomy. The recent integration of Tangem Wallet on Alephium strengthens this momentum. It offers users secure management of their ALPH tokens via an innovative hardware wallet. This collaboration highlights Tangem’s commitment to expanding the accessibility of digital assets, thus consolidating its position in the crypto ecosystem.