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Gold closed October around 3875 dollars an ounce after its worst October since the 2008 financial crisis. This drop does not necessarily mean that the metal has lost its safe-haven status: it mainly shows that long-term protection can sharply decline when investors seek immediate liquidity.

Fitch maintained France's sovereign rating at A+, but lowered its outlook from "stable" to "negative". Behind the expected debt around 124% of GDP in 2028, the most concrete danger comes from the gradual refinancing of old loans at rates close to 5%.

Gold, silver, tech stocks, and bitcoin simultaneously declined on October 30, contrary to the usual behavior of safe havens. For Peter Schiff, this widespread sell-off signals a liquidity tension, but it may also reflect a temporary rush to the dollar amid margin calls.

Investment choices are evolving in Europe, where digital assets are gaining ground in long-term wealth creation strategies. A survey published by OKX reveals that more European investors prefer cryptocurrencies over traditional retirement savings plans. This trend contrasts with preferences observed in the United States, where retirement accounts still hold an important place. However, real estate remains the top choice for building lasting wealth, while gaps between generations persist.

The surprise victory of Luiz Inácio Lula da Silva caused a crash in the Brazilian stock market and currency. At the same time, bitcoin rose when expressed in reals, illustrating the difference between the global performance of an asset and its value in a weakened local currency.

Gold falls below $4,000 as markets suffer a wave of selling that affects several precious metals. On Thursday, losses accelerated in a context marked by rising oil prices and inflation fears. Even with bond yields declining, this safe haven did not attract investors. This drop raises questions about the strength of the upward trend and occurs as Peter Brandt directly challenges Peter Schiff.

Arf will provide RLUSD to payment companies on the XRP Ledger, with repayments in one to five days. The native XRPL lending is not yet activated.

The rise in bond yields in the euro area revives the debate on the "vicious circle" linking the health of banks to that of states. European institutions hold 4,300 billion euros in sovereign debt, but their capital reserves are stronger than during the crisis of the 2010s.

Christine Lagarde believes the eurozone economy is resilient to global shocks and confirms the progress of the digital euro project. Its public arrival, however, is not imminent: the ECB plans an internal pilot in the second half of 2027 and could only proceed with a first issuance in 2029, subject to prior adoption of the European regulation.

The crypto market regained momentum in the third quarter of 2026 after several months of decline. According to the latest CoinGecko report, its total market capitalization increased by 39.6%, driven notably by Ethereum and flows into Bitcoin ETFs. However, this recovery is not accompanied by an equivalent return in trading activity. Spot volumes are declining, while leveraged positions are rising. This discrepancy raises several questions for the coming months.

Artificial intelligence agents have made more than 138 million payments via the x402 protocol on Base, according to a Chainalysis study published on October 14. However, this figure measures the number of transactions, not 138 million dollars: more than 87% of the analyzed operations are worth less than ten cents.

Taking a photo of your bank card to let an AI do your shopping? That's Elon Musk's crazy suggestion on X. Between the panic of security experts and a wave of hilarious memes, the web is completely amazed. Pure madness or misunderstood genius this Musk?

Wealthy investors now look at digital assets with growing attention, despite the persistent reservations of some advisors. A CoinShares survey conducted with 2,230 people in seven major economies shows that the majority already hold crypto. On average, these investments account for about 10% of their portfolios. Above all, many still plan to increase their exposure in 2026. The decline observed in February therefore did not change this trend, which relies mainly on diversification and a long-term vision.

The digital ruble has reached a new milestone in Russia. For the first time, some employees of the Ministry of Finance received their salary directly in the central bank's digital currency. The system remains voluntary, and Moscow has not disclosed the number of participants or the total amount paid. After test payments and the national launch, the Russian CBDC is now included in pay slips.

The ECB wants to prepare the digital euro for an economy where humans will not necessarily be behind every payment. The institution is now looking for companies capable of exploring payments using AI agents, micropayments, and machine-to-machine interactions. The first work will begin in 2027. The digital euro project itself is still not officially launched.

Wall Street institutions are increasingly approaching the crypto universe. According to Tom Lee, president of BitMine, this evolution would support the market over the next twelve months. His scenario relies on the growing adoption of blockchain by traditional finance, BitMine's exposure to Ethereum, and a market he considers cleansed after excessive leverage. However, US regulation remains more uncertain.

China no longer settles for gold alone, but is building the infrastructure of a new monetary order. After 22 consecutive months of acquiring the yellow metal, Beijing would be consolidating the bridges between gold and yuan, while its exposure to U.S. Treasury bonds is declining. We are therefore witnessing the beginnings of a "Yuan-gold" standard likely to reduce dependence on the dollar.

Grayscale wants to shift crypto investment from a standalone product to a ready-to-use portfolio. The manager launched, on September 14, four models intended for financial advisors, built from several crypto-exposed ETPs. Weighting based on capitalization, quarterly rebalancing, asset cap: the offer provides an allocation framework without transferring the investment decision to Grayscale. A way to facilitate the integration of cryptos into wealth management while leaving advisors responsible for the final choice for their clients.

Revolut no longer just integrates cryptocurrencies into its banking app. With the launch of EURR, the development of Revolut X, and its new regulatory approaches, the fintech is building a much broader crypto offering. Maxim Krasnov, founder of Construct.tech, analyzes this evolution as a rapprochement between banking and digital assets. His analysis notably highlights the role of Bridge, a company owned by Stripe, in the issuance of the stablecoin. This strategy now extends to several markets and various uses.

The local currencies of the BRICS already allow Russia to settle 90% of its transactions with its alliance partners, according to the Kremlin. However, this figure neither represents a collective goal nor a promise by all member countries to abandon the dollar.

The US trade deficit reached 88.6 billion dollars in July, a high since March 2025. Indeed, the gap evolved by 24.4% in thirty days despite the tariffs established by Donald Trump. This increase comes both from a rebound in imports and a decline in exports. Moreover, investments in artificial intelligence justify a significant part of the movement, as American companies acquired more computers, computer accessories, and semiconductors abroad.

The digital assets market is seeing an emerging strategy linked to stocks: token buybacks. Since January, crypto groups have dedicated nearly $640 million to their own assets, according to Allium Labs data. Hyperliquid and pump.fun account for nearly 90% of the recorded amounts. For the projects involved, these operations aim to reduce the available supply and strengthen the connection between activity, revenue, and token value.

Historically, the month of September represents the least favorable period for U.S. stocks. The S&P 500 undergoes an average correction of 0.7% and closes higher in only 44% of cases since 1950. This seasonality is associated with high bond yields, U.S. public debt exceeding 40 trillion dollars, and questions about the profitability of investments in artificial intelligence this year. However, history does not directly predict a decline.

ECB official Isabel Schnabel urges central banks to embrace blockchain. Explore what this shift means for crypto.

Grayscale believes that the evolution of US debt would favor Bitcoin, Ether, and Zcash. These three cryptos could benefit from significant demand for assets independent of fiat currencies. Indeed, this theory arises as federal debt has just exceeded 40 trillion dollars. However, it does not represent a current projection. A rate increase triggered by the US financing needs would also penalize the crypto ecosystem in the short term.

Stablecoins do not constitute a credible means of large-scale payment, decided Pablo Hernández de Cos, head of the BIS, on Friday. Before the Jackson Hole symposium on August 28, he preferred tokenized bank deposits. The day before, his institute published a study highlighting very uneven issuance rules across markets.

In the United States, 39 banking associations prepare a crypto blockchain network dedicated to stablecoins and tokenized deposits. Details!

Artificial intelligence is rapidly changing the priorities of major technology groups. In China, Alibaba is preparing a new step with a $10 billion fundraising round. This operation now takes place as technology investments are sharply reducing profits and cash flows. The group is therefore looking for new ways to support its expansion while accelerating its technological capabilities.