xStocks: Invest at Your Pace, Anytime, with Kraken
What if finance was no longer a privilege reserved for those who know market hours and the workings of traditional banks? Kraken is shaking up the rules with xStocks, an innovation that allows users to hold tokenized American stocks on the Solana blockchain. No more waiting for Wall Street to open or hidden fees: investing becomes fluid, fractional, programmable, and compliant with regulations. With BackedFi as the regulatory anchor, Kraken opens a new path combining financial discipline and technological freedom. A new era begins for those who want to grow their wealth on their own terms.
In Brief
- Trade U.S. stocks 24/7, 5 days a week, instantly and fractionally, without intermediaries or delays.
- xStocks combines real stock exposure and blockchain flexibility, supported by a regulated Swiss issuer (BackedFi).
- Kraken turns your wallet into a stock market, combining compliance, performance, and total freedom.
Understanding xStocks: Real Stocks in Token Form
A new revolution is shaking up DeFi—and this is no small shake. Kraken and BackedFi are enabling access to American stocks through digital tokens tradeable 24/7, 5 days a week, which are fractional and traceable. Issued on the Solana blockchain, these tokens reflect the real-time value of listed stocks like Apple, Tesla, or Nvidia. Each one is backed by an actual share held by BackedFi, a regulated issuer based in Switzerland. This framework guarantees both legal compliance and asset security. Using Solana’s SPL standard enhances integration within the DeFi ecosystem.
This model marks a turning point. It creates a direct gateway to the stock markets, combining blockchain technology with regulatory requirements. A strategic alliance that is bold yet pragmatic, returning more freedom and control to investors.
How xStocks Reinvents the Investment Experience
Buying stocks without a traditional broker or banking paperwork is now possible with xStocks. Kraken rewrites the rules and offers a more flexible and immediate approach to stock trading.
- First advantage: continuous access. No more Wall Street hours: with xStocks, you can trade anytime on any working day.
- Next: the ability to fractionate stocks. You can invest just a few euros in costly shares by dividing them into more accessible units. Perfect for diversifying without draining your savings.
- Then: instant settlement. xStocks transactions finalize in real time. No more waiting two days or checking if the bank transferred funds: everything is handled directly on the blockchain.
- Finally: no need for traditional banking rails. No brokerage account, no intermediary, no paperwork: seamless, crypto-native access to solid financial assets.
Key Takeaways:
- Trade xStocks 24/7, 5 days a week
- Invest small amounts thanks to stock division
- Settle your trades instantly, without banking delays
- Access on-chain markets without legacy infrastructure
- Discover a platform built for the digital and mobile era
Why Solana is the Foundation of this Innovation
Solana was chosen for its technical performance, perfectly suited to the needs of digital financial markets. With over 65,000 transactions per second and almost zero fees, it guarantees fast and cost-effective execution. Its hybrid Proof-of-History / Proof-of-Stake architecture provides secure and instant validation—ideal for tokenized products.
Solana also stands out for its composability: tokens can easily integrate into other DeFi applications. Thanks to the SPL standard, xStocks are not isolated instruments—they are designed to interact, evolve, and circulate within a vast ecosystem.
By choosing Solana, Kraken is not just betting on speed: it provides a robust, interoperable, and forward-looking infrastructure.
Kraken: A Trusted Platform for Serious Investors
Behind xStocks is Kraken, a platform known for its reliability and transparency. With over 15 million users and a quarterly volume exceeding 200 billion dollars, Kraken combines power, compliance, and innovation. Its 24/7 customer service and tools like staking, Earn, restaking, and OTC reflect its user-focused approach.
On the regulatory side, Kraken has recently strengthened its position in Europe with several key registrations. Its impeccable security history and intuitive interface make it a trusted player in the crypto world.
What Sets Kraken Apart:
- Constant customer support
- Advanced investment tools
- Proven security for over 10 years
- Recent regulatory authorizations in Europe
- Clear and accessible interface
How to Access xStocks on Kraken
Kraken has designed simple and secure access to xStocks, available only to eligible users outside the United States.
Activation
You can activate the xStocks feature directly from your Kraken dashboard in a few clicks.
Trading & Tracking
The tokens are listed and tradable like any crypto asset. You can monitor their performance and your transaction history anytime.
User Guide
Kraken will provide an illustrated guide to assist new users every step of the way.
xStocks is not just another feature in Kraken’s arsenal. It is a true milestone in the history of financial markets. By combining accessibility, blockchain innovation, and regulatory compliance, Kraken offers a borderless stock market designed for a digital world. The future of investing might be written here: in your wallet, a click away, whenever you want. Follow upcoming announcements on Kraken’s official Twitter account. A small step for some, a giant leap for investors seeking agility.
xStocks are issued by Backed Assets (JE) Limited (a limited liability company registered in Jersey) and offered to eligible clients via Payward Digital Solutions Ltd. (“PDSL”), a company incorporated in Bermuda and authorized by the Bermuda Monetary Authority to conduct digital asset-related activities. xStocks are not intended to be offered or sold to the public and are neither registered nor will be registered with any local regulator. PDSL does not provide investment advice or recommendations. No communication, whether via Kraken app, website, or otherwise, should be interpreted as such. Each investor must make decisions independently or consult an independent advisor if necessary, especially regarding tax implications. Investing in xStocks involves a risk of loss and may not be suitable for everyone. The value of an investment can go down as well as up, and past performance is no guarantee of future results. Please carefully read the Kraken xStocks risk notice at kraken.com/legal/xstocks as well as the Base Prospectus and associated Final Terms (available at backed.fi).
Applicable geographic restrictions. The projected annual rate is an estimate based on past staking returns, before fees, and may change. Staking involves risks, including no guaranteed rewards, potential losses due to technical issues or depreciation of staked assets. See the Kraken Terms of Use for more information.
This is not investment or crypto asset advice. Buying, selling, or trading crypto assets carries the risk of partial or total capital loss.
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The Cointribune editorial team unites its voices to address topics related to cryptocurrencies, investment, the metaverse, and NFTs, while striving to answer your questions as best as possible.
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Investment in digital financial assets carries risks.
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