Finst Arrives in France with Competitive Fees
The crypto platform Finst officially enters the French market on September 9, 2025, promising to shake up cryptocurrency investing with ultra-competitive rates and a transparent approach. Founded by former DEGIRO executives and regulated by the Dutch Financial Markets Authority (AFM), this Dutch platform aims to democratize access to crypto-assets in France.
In brief
- Finst arrives in France with ultra-competitive fixed fees of 0.15%.
- 340 cryptocurrencies available in a regulated and secure framework.
- European MiCA license and full transparency with proof of reserves.
Trading fees: 0.15% vs 2.2% with the competition
Finst’s main asset lies in its aggressive pricing policy. The platform offers fixed trading fees of 0.15% on 340 cryptocurrencies, with no added spread or hidden fees. To put this offer into context, buying €1,000 of Bitcoin (BTC) costs only, compared to an average of €22 at six other major players in the French market according to the company’s internal study.
This pricing difference is explained by Finst’s positioning, applying the same disruptive model its founders developed at DEGIRO for traditional stocks. The platform obtained its MiCA (Markets in Crypto-Assets) license in July 2025, enabling it to legally operate throughout the European Union.
Fee comparison on the French market
| Platform | Trading fees | Hidden fees | Example (€1000 BTC) |
| Finst | 0.15% | None | €1.50 |
| Average competition | 2.2% | Variable | €22 |
A complete offer for all investor profiles
340 cryptocurrencies and over 115,000 trading pairs
Finst stands out for the diversity of its crypto catalog, offering 340 cryptocurrencies tradable in euros, or over 115,000 trading pairs in total. This comprehensiveness allows investors to access both established cryptocurrencies (Bitcoin, Ethereum) as well as emerging altcoins in a regulated environment.
Advanced services and innovative features
The platform offers several high value-added services:
- Free deposits and withdrawals via instant SEPA transfer;
- Cryptocurrency transfers from and to external wallets;
- Flexible staking with the highest rates in France on 7 cryptocurrencies according to Finst;
- Scheduled investment plans to automate purchases according to a chosen frequency;
- Cryptocurrency bundles: one-click purchase of a diversified basket with automatic monthly rebalancing;
- Full API for institutional clients.
Institutional security and maximum transparency
Multi-layer security architecture
Security is one of the pillars of Finst’s offering. Euro funds are held in segregated accounts at Bunq, a licensed Dutch bank, while all client assets are segregated from Finst’s assets through a separate custodian entity and kept on a 1:1 basis.
First audited proof of reserves in the Netherlands
Finst was the first Dutch platform to publish an independently audited proof of reserves, guaranteeing full transparency on the custody of client assets. This proactive transparency approach meets the growing demands of investors post-FTX.
MiCA License: a European competitive advantage
Since July 23, 2025, Finst holds a MiCA license, positioning the platform among the first compliant European players under the new regulation. This license acts as a European passport allowing Finst to operate in the 27 EU countries without additional constraints.
Competitive context: a French market in full transformation
Current landscape of crypto platforms in France
The French crypto platform market today counts more than a hundred companies registered with the AMF such as Binance, Coinbase, Coinhouse, Bitpanda. This intense competition has paradoxically kept fees high, creating an opportunity for newcomers like Finst.
The DEGIRO effect applied to cryptocurrencies
Finst was founded by two former executives of DEGIRO, a solid trading platform with rock-bottom fees. This expertise in disruptive pricing naturally translates to the crypto market, where average fees remain prohibitive for retail investors.
European expansion and 2025-2030 ambitions
Explosive growth in the Netherlands
The company officially launched its services in January 2023 and quickly found its audience. In less than three years, Finst multiplied its turnover by 15 and recorded nearly 8 million transactions, representing several billion euros in annual trading volume.
Strategic acquisition of Anycoin Direct
In November 2024, Finst accelerated by announcing it had acquired Anycoin Direct, one of the oldest crypto platforms in the Netherlands (founded in 2013). This acquisition strengthens Finst’s position in the Dutch market and brings additional technical expertise.
Goal: European leader by 2030
Julien Vallet, CEO and co-founder of Finst, displays clear European ambitions: “to become the leading crypto platform in Europe within five years“. This expansion will rely on the proven model in the Netherlands and the obtained MiCA license.
What this means for French investors
Drastic reduction in investment costs
For a French investor purchasing €10,000 of cryptocurrencies monthly, the annual savings would reach around €2,000 by using Finst instead of a traditional platform charging 2% fees.
Professionalization of the retail offer
Finst’s arrival marks a professionalization of the French retail market, with institutional standards (asset segregation, independent audit, MiCA regulation) offered to individuals at competitive rates.
Easier access to advanced strategies
The features of automated DCA and crypto bundles democratize access to sophisticated investment strategies, traditionally reserved for experienced investors.
Practical guide: how to use Finst
Registration and verification
Registration on Finst takes only 5 minutes according to the platform. The process includes:
- Account creation with email and password
- Identity verification (KYC) compliant with European standards
- Account activation and first deposits
First use
- Initial deposit: free and instant SEPA transfer
- Choice of cryptocurrencies: direct access to the 340 available cryptos
- DCA setup: configuration of automatic purchases
- Staking: activation of yield on eligible cryptos
For more details on fees and services, visit finst.com/fr/fees.
Disclaimer: The statements and opinions expressed in this article are solely those of the author and should not be considered investment advice. Investing in crypto-assets carries a risk of loss. Effectu
FAQ: Everything to know about Finst in France
Finst operates in France thanks to its European MiCA license issued by the Dutch AFM, valid throughout the EU.
0.15% fixed trading fees, with no spread or hidden charges. Free SEPA deposits and withdrawals.
Yes, full asset segregation through an independent custodian entity and 1:1 custody. Audited proof of reserves available.
Yes, Finst allows transfers to external wallets without restrictions.
Yes, flexible staking on 7 cryptocurrencies with competitive rates according to Finst.
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