Credefi Finance Arrives In The US: A New Chapter For Real World Asset-Backed DeFi

Independence Day for the United States, July 4 embodies more than just a national holiday. It is an ode to boldness, vision, and innovation. This symbolic date was chosen by Credefi to mark a decisive turning point: its official entry into the American market. From Silicon Valley, the European DeFi protocol asserts its commitment to anchoring decentralized finance in the real economy. Far from a mere announcement, this expansion reflects a thoughtful strategy, an engaged dialogue with traditional finance, and a clear ambition: to connect the worlds of blockchain and tangible assets, from Sofia to Wall Street.

Credefi, the missing link between real assets and blockchain

Credefi is a DeFi protocol based on the XDC blockchain, designed to bridge two worlds that for too long have been separate: traditional finance and decentralization. At the crossroads of these worlds, its mission is simple but powerful: to finance European SMEs through loans secured by real assets (real estate, commercial receivables, equipment…).

The protocol offers P2P loans between users, but also institutional vaults with fixed returns, providing a hybrid structure suitable for both retail investors and institutions. Projects benefit from accurate evaluations thanks to proprietary scoring validated by Experian, a major financial rating player.

The architecture is based on a dual token system ($CREDI, $xCREDI) allowing staking, LP rewards, and access to fractional and tradable NFT bonds. These innovative instruments pave the way for a new form of decentralized investment, while complying with KYC/AML standards via Astra Protocol and benefiting from an official VASP (Virtual Asset Service Provider) status.

Thanks to multi-chain integrations (XRPL, XDC Network) and a focus on off-chain assets, Credefi builds a technological bridge between Web3 infrastructure and real capital flows. Security, transparency, and regulation become levers of trust rather than barriers to innovation.

What distinguishes Credefi:

• Loans secured by tangible assets;
• Fixed returns and decentralized staking;
• Risk scoring validated by Experian;
• Tokenized NFT bonds;
• KYC/AML security via Astra;
• Off-chain TradFi/DeFi bridges;
• Official VASP status.

America, a territory of strategic expansion

Why choose the United States? Because it embodies the largest financial market in the world and is initiating, with initiatives like the GENIUS Act, a real regulatory rebalancing around crypto-assets. The tokenization of real assets is rapidly growing there, driven by the increasing demand for more transparent, traceable financial instruments anchored in the real economy.

American financial players are now seeking to move beyond speculative frameworks to explore regulated solutions based on real guarantees. This is exactly what Credefi offers: decentralized finance connected to the field, to productivity, to innovative SMEs.

In this context, Credefi’s arrival is not just a publicity stunt, but a structured response to growing demand for credible bridges between Web3 and Wall Street. Its ability to provide safe instruments, tested in Europe, makes it a serious interlocutor for American partners.

What Credefi has sowed in California

Plug and Play Fintech: notable presence

During the Plug & Play Expo in Sunnyvale, Credefi shared its vision before an audience of international fintech players. The event enabled strategic exchanges with key financing actors.

Before the giants: U.S. Bank and Morgan Stanley

The highlight remains its presentation on the main stage, before heavyweights such as U.S. Bank and Morgan Stanley. This direct exposure allowed Credefi to demonstrate, with evidence, the solidity and profitability of its RWA model.

In a tweet, the team stated:

This is a monumental moment for us — pitching before Morgan Stanley and U.S. Bank marks a strategic milestone in our expansion.

Targeted networking with the elite of tech and finance

Beyond the pitches, the team held private meetings with several institutional players and investors sensitive to regulated innovation. This physical presence at the global epicenter of innovation reinforces its determination to build sustainable bridges between European DeFi and US capital.

Towards a transatlantic future

This journey marks more than just an inspirational tour: the steps to operate on American soil have indeed begun. Credefi is preparing the regulatory, legal, and technical foundations to allow US players to join its offerings.

The initial feedback has exceeded expectations: strategic validations, clear interest, sustained contact. The American ecosystem seems ready to welcome responsible DeFi backed by concrete assets, far removed from the highly volatile models of the past.

The goal? To create a seamless financial corridor where traditional American finance finds effective counterparts in European DeFi. This project could catalyze unprecedented cooperation between institutions, protocols, and regulators on both sides of the Atlantic.

This ambition is no longer a dream. It takes root in the initial alliances woven in Sunnyvale, just steps away from the giants of global finance.

A bridge between two worlds: it’s up to you to cross it

Credefi’s expansion into the United States is only beginning. To not miss upcoming announcements, follow the project’s progress via their official website and their X account.

Institutions, investors, startups: the time has come to join a DeFi backed by the real world, regulated, transparent, and designed to last. The call is out. The first to respond will be part of this new chapter in hybrid finance.