Bank

The rise in bond yields in the euro area revives the debate on the "vicious circle" linking the health of banks to that of states. European institutions hold 4,300 billion euros in sovereign debt, but their capital reserves are stronger than during the crisis of the 2010s.

Sending 200 dollars via networks using stablecoins costs about 2 dollars, compared to 12.72 dollars with traditional channels. This is according to the quarterly report from Borderless.xyz. In addition to reducing fees, these solutions speed up transfers: a few minutes are enough where banking circuits often take several days.

MERGE Madrid runs October 27 to 29, 2026, between the Madrid Stock Exchange and the Palacio de Cibeles. Cointribune lays out the schedule, the institutional summit panels and the official ticket prices.

Stablecoins are at the heart of a debate on digital currency. Paolo Ardoino, CEO of Tether, contrasts their model with tokenized bank deposits. According to him, these two forms of money do not rely on the same guarantees. He believes that reserves in U.S. Treasury bonds offer more solid coverage. This position responds to criticism from the Bank for International Settlements, which advocates tokenized deposits. The debate concerns the reserves and the future of finance.

The largest Russian bank Sber is preparing a new step in its crypto services. The institution wants to accept three assets as loan collateral while Russia prepares to enter a regulated framework. Bitcoin, Ether, and USDT are to join the existing collaterals. This development depends on the central bank's authorization for their listing. Meanwhile, Sber notes limited demand for the digital ruble before its wider deployment as part of this transformation of the current national financial sector.

Stablecoins find themselves at the center of a new showdown between community banks and the crypto sector. Today, in the United States, the review of the CLARITY Act reignites opposition around the yields associated with these digital assets. The Independent Community Bankers of America demands a complete ban on rewards linked to these assets. Its leader Rebeca Romero Rainey rejects the idea of a compromise on this issue. At the same time, banks warn of a possible massive transfer of deposits to digital assets in this debate.

Russia takes a new step in the regulation of digital assets with the adoption of a highly anticipated law on crypto transactions. After several months of parliamentary debates, President Vladimir Putin signed the text defining the rules applicable to investors, platforms, and financial institutions. This reform establishes an unprecedented regulatory framework in the country and provides for a gradual implementation starting September 1, 2026.

The annual economic report of the Bank for International Settlements (BIS) warns about possible transformations of the global monetary landscape. Published in Basel, the document examines the role of stablecoins and their limits in current financial systems. The institution highlights the risk of dollarization in certain emerging economies when users favor digital assets linked to the US dollar. This analysis outlines the challenges related to indexed tokens and possible developments of private digital currency. The BIS considers that these innovations require an appropriate framework to evolve.

Trump imposes Kevin Warsh on the FED under political pressure, while markets and crypto already fear a violent monetary turbulence.

MiCA tightens the screws, bankers count their clients, and crypto shows up at the counter without an appointment. In Europe, even safes are beginning to eye their neighbors.

Generative AI is now at the heart of debates on global financial stability. Joachim Nagel, president of the Bundesbank, has issued a severe warning: Anthropic's Mythos model could expose European banking systems to unprecedented risks. Will Europe be able to respond before it's too late?

98% of stablecoins depend on the dollar, a threat to Europe. The Bank of France demands urgent tightening of MiCA rules. Why this decision? What risks for investors and markets? Analysis of the issues and proposed solutions.

Bitcoin is the great absentee from the Basel III revision, and Pierre Rochard sounds the alarm. Without clear rules, American banks risk finding themselves in a costly gray area... Regulatory uncertainty with explosive consequences!

BNP Paribas takes a major step by offering 6 Bitcoin and Ether ETNs from March 30, 2026, for its customers in France. A first that democratizes access to cryptos via regulated products.

Crypto is establishing itself as a key factor in transforming the financial system. Mark Cuban highlights a structural weakness of banks, linked to their dependence on complex internal processes. Faced with these limitations, blockchain and decentralized technologies could gradually redefine financial infrastructures.

While states are piling up gold like nervous squirrels, individuals cling to bitcoin, revealing a strange division of the global monetary power.

The ECB accelerates the development of the digital euro by launching calls for applications to structure its integration into payments, ATMs, and infrastructures in Europe.

American senators prefer bankers' quarrels to crypto laws. Result: the CLARITY Act is rotting in drawers. Meanwhile, DeFi waits. Patience.

Lagarde packing up? The ECB denies it, but the euro is already sweating. Macron wants to place his protégé. The Germans grit their teeth. Atmosphere in Frankfurt.

Washington throws its dollar stablecoins onto the Old Continent. Berlin says no. The Bundesbank draws its digital euro and its own stablecoins. The currency war is declared.

Washington on loop mode: crypto lobbies offer keys to local banks, but the Senate still hesitates. Towards an unlikely alliance to save the law? To be continued...

The White House will meet banks and crypto companies on Monday to address stalled digital asset legislation and bridge industry divisions.

While the great powers hesitate, El Salvador stacks gold and bitcoin. Bukele dreams of a treasure safe from crises... and the Fed's lessons.

When crypto shakes Wall Street: Standard Chartered fears that stablecoins siphon off bank deposits. Subdued panic in glass towers and bankers' cafes.

A new industry report says most major UK banks are making it harder for people to move money to crypto exchanges. According to the findings, banks are widely blocking or limiting payments, even when customers use regulated platforms. Industry leaders warn that these practices are slowing growth and pushing innovation out of the country.

While small wallets tremble, banks are piling up bitcoin. CZ watches, half amused, half worried: the crypto Wild West is changing sheriffs without warning.

While the US Supreme Court plays the role of economic arbitrator, Bitcoin itself meditates at $90,000, like a tired crypto king waiting for a judge to revive its digital crown.

When the yen drowns, Metaplanet rows towards bitcoin: a strategy that makes Tokyo smile... except creditors. While Japan goes into debt, others stack BTC.